Pac I G Capital LLC

Hard Money, is a short-term, high-cost, interest-only loan from private sources as opposed to a bank.

These are asset-based loans so there is no “qualification”, because the property is what qualifies the loan.

We tend to loan at 50% LTV but can go as high as 75% of the ARV (after repair value) and 80% of the repair costs if the numbers and formulae justify the higher numbers of the LTV.

Low Qualification, Credit does not matter, No W-2’s or Bank Statements needed. Loans are secured by Real Estate, you pay interest only and repay when you finish the project and refinance or sell the property.