Two decades of saying yes to Hawaiʻi investors
Pac I G Capital LLC is the brokering arm of Pacific Investment Group LLC, a private direct lender headquartered in Honolulu. Since 2004 we have funded purchases, renovations, construction and bridge loans for investors, builders and developers across every Hawaiian island.
We started because banks could not serve the people who actually build and renovate housing here. Leasehold, older homes, ag land, lava zones, spec construction: the deals that make Hawaiʻi work are the deals banks decline. We built a lending business around them.
How we lend, deal after deal
Local, not remote
Our office is on Kalākaua Avenue. We inspect every property in person and make every decision in Honolulu.
Speed with substance
Same-day quotes are possible because we know the neighborhoods, not because we skip underwriting.
Conservative by design
Fifty percent loan-to-value as a standard protects our capital and keeps our borrowers out of trouble.
Relationships over transactions
Most of our volume is repeat borrowers and referrals. We want the second deal, not just the first.
Pac I G Capital and Pacific Investment Group
Pac I G Capital LLC originates and brokers the loan. Pacific Investment Group LLC, our private direct lending affiliate, funds it. Because both sit under one roof in Honolulu, there is no outside committee, no investor vote and no waiting on a mainland credit desk. We quote, approve, fund and service in-house.
Our capital is private. We are not a bank and we are not FDIC insured. All of our loans are for business or investment purposes and are secured by real property in Hawaiʻi.
Visit us
The Old King Kalākaua Building1407 Kalākaua Avenue
Honolulu, HI 96826
Open 7 days a week by appointment
Investors who closed with us
“We had a non-contingent offer accepted on a Kailua tear-down on Friday and funded the following week. No bank in Hawaiʻi could have done that.”
“They understood the leasehold on our Makiki building better than the bank we had been with for ten years. Quoted the same day.”
“Draws were released within days of each inspection. That kept our Puna spec build on schedule and under budget.”
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