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Terms of Use

Last updated September 27, 2026

By using this website you agree to these terms.

No offer to lend

Nothing on this website is an offer or commitment to lend. Estimates produced by the qualifier and the calculators are illustrations based on the numbers you enter and our general guidelines. Actual loan terms are provided only in a written quote and are subject to underwriting approval, property evaluation and title review.

Business-purpose loans only

All loans described on this website are for business or investment purposes and are secured by non-owner-occupied real property in Hawaiʻi. We do not make consumer or owner-occupied residential mortgage loans.

Accuracy of information

Market figures, county rules and other information on this site are general in nature, may change, and should be confirmed with the relevant county or a licensed professional before you rely on them.

Intellectual property

The content, design and tools on this site belong to Pac I G Capital LLC and may not be reproduced without permission.

Limitation of liability

This website is provided as is. To the fullest extent permitted by law, Pac I G Capital LLC is not liable for any loss arising from use of this website or reliance on its content.

Governing law

These terms are governed by the laws of the State of Hawaiʻi.