Hard money loans in Kīhei
Condo and single family renovations with strong resale and long-term rental demand.
- No credit minimum
- Same-day quote
- Close in days
- All six islands
The Old King Kalākaua Building · 1407 Kalākaua Avenue, Honolulu · Open 7 days a week by appointment
Private lending in Kīhei
Kīhei is Maui's sunniest and most investor-active market, with hundreds of condos and a growing single family base. Rental demand from visitors and the resort workforce supports both short-term and long-term exits.
We fund Kīhei condo renovations, single family flips and bridge purchases, and we underwrite vacation rental exits carefully given the county's changing rules.
Housing stock
Dense condo inventory along South Kīhei Road, single family homes in Maui Meadows and Kīhei uplands, Wailea luxury next door.
Neighborhoods we lend in
North Kīhei · South Kīhei · Maui Meadows · Wailea · Mākena · Kīhei Kai
What we watch for in Kīhei
- Minatoya list short-term rental phase-out
- Older concrete condos with deferred maintenance
- Coastal flood zones
Maui rules that affect Kīhei deals
Maui County permits ohana units and accessory dwellings on many residential and agricultural lots, with size tied to lot size. Recent county measures encourage long-term rental ADUs, and we finance ground-up ohana construction in draws.
Leasehold is less common on Maui than Oʻahu but appears in some Kīhei and Kāʻanapali condo projects. We evaluate each on remaining term and the lessor's history of fee conversions.
How we fund in Kīhei
Tell us about the property
Island, property type, purchase price, estimated after-repair value and your exit plan. Takes two minutes and needs no personal financial documents.
Same-day quote
We come back with loan amount, rate and structure. No committee, no runaround.
Property evaluation
We inspect the asset and verify title. Local knowledge means this step moves fast.
Fund and close
Sign documents, record the deed of trust, receive funds. Pay interest only until you sell or refinance.
Kīhei questions
Straight answers. If yours is not here, call 808-523-2000 and talk to a decision maker.
Do you fund Kīhei vacation rental condos?
We evaluate the exit. Condos with a strong long-term rental or resale fallback qualify regardless of short-term rental status.
Do you lend on Maui or only on Oʻahu?
We lend across Maui, from Kīhei to Haʻikū to West Maui. Outer-island loans carry a $1,500 retainer to begin paperwork.
Can you finance a Lahaina rebuild?
Yes. We offer construction loans with draw schedules for owners and investors rebuilding in West Maui, and bridge loans to carry lots while permits are processed.
Popular programs in Kīhei
Fix and Flip Loans on Maui
Up to 75% of after-repair value and 80% of rehab costs. Buy, renovate, sell, repeat.
ExploreBridge Loans on Maui
Close now, refinance later. Up to 70% LTV while your long-term financing or sale catches up.
ExploreConstruction Loans on Maui
Ground-up builds, major renovations and ADUs, funded in draws as work is inspected.
ExploreSame-day quote for Kīhei
Two minutes. No credit pull, no documents. Get an instant estimate and a same-day quote from a lender that actually closes in Hawaiʻi.