Hard money loans in Lahaina
Rebuild construction financing and bridge loans during permitting.
- No credit minimum
- Same-day quote
- Close in days
- All six islands
The Old King Kalākaua Building · 1407 Kalākaua Avenue, Honolulu · Open 7 days a week by appointment
Private lending in Lahaina
West Maui is in the middle of the largest residential rebuild in Hawaiʻi history. Hundreds of Lahaina lots need construction financing, and the surrounding resort communities of Kāʻanapali, Nāpili and Kapalua continue to trade at premium values.
We offer construction loans with draw schedules for Lahaina rebuilds, bridge loans to carry lots through permitting, and renovation loans for condos from Kahana to Kapalua.
Housing stock
Rebuild lots in Lahaina town, Kāʻanapali and Kapalua resort condos, Launiupoko and Olowalu ag estates, Nāpili and Kahana condos.
Neighborhoods we lend in
Lahaina Town · Kāʻanapali · Nāpili · Kahana · Kapalua · Launiupoko · Olowalu
What we watch for in Lahaina
- Insurance availability and cost
- County rebuild permitting timelines
- Deed restrictions on some rebuild lots
Maui rules that affect Lahaina deals
Maui County permits ohana units and accessory dwellings on many residential and agricultural lots, with size tied to lot size. Recent county measures encourage long-term rental ADUs, and we finance ground-up ohana construction in draws.
Leasehold is less common on Maui than Oʻahu but appears in some Kīhei and Kāʻanapali condo projects. We evaluate each on remaining term and the lessor's history of fee conversions.
How we fund in Lahaina
Tell us about the property
Island, property type, purchase price, estimated after-repair value and your exit plan. Takes two minutes and needs no personal financial documents.
Same-day quote
We come back with loan amount, rate and structure. No committee, no runaround.
Property evaluation
We inspect the asset and verify title. Local knowledge means this step moves fast.
Fund and close
Sign documents, record the deed of trust, receive funds. Pay interest only until you sell or refinance.
Lahaina questions
Straight answers. If yours is not here, call 808-523-2000 and talk to a decision maker.
Can you finance my Lahaina rebuild?
Yes. We fund construction in draws and can bridge the lot while permits process. We work with owners and investors.
Do you lend on Maui or only on Oʻahu?
We lend across Maui, from Kīhei to Haʻikū to West Maui. Outer-island loans carry a $1,500 retainer to begin paperwork.
Can you finance a Lahaina rebuild?
Yes. We offer construction loans with draw schedules for owners and investors rebuilding in West Maui, and bridge loans to carry lots while permits are processed.
Popular programs in Lahaina
Fix and Flip Loans on Maui
Up to 75% of after-repair value and 80% of rehab costs. Buy, renovate, sell, repeat.
ExploreBridge Loans on Maui
Close now, refinance later. Up to 70% LTV while your long-term financing or sale catches up.
ExploreConstruction Loans on Maui
Ground-up builds, major renovations and ADUs, funded in draws as work is inspected.
ExploreSame-day quote for Lahaina
Two minutes. No credit pull, no documents. Get an instant estimate and a same-day quote from a lender that actually closes in Hawaiʻi.