Written by lenders who fund here
Island-specific, no mainland filler. Every guide reflects how we actually underwrite Hawaiʻi property.
How-to
How to Get a Hard Money Loan in Hawaiʻi: Step-by-Step
Learn how to get a hard money loan in Hawaiʻi, from quote to closing, including documents, timeline, underwriting, and the mistakes that slow deals down.
9 min readHow-toFix and Flip Checklist for Hawaiʻi Real Estate Investors
A practical fix and flip checklist for Hawaiʻi: pre-purchase due diligence, budgeting for island costs, permits, timeline, and exit planning.
10 min readHow-toHawaiʻi Foreclosure Auction Guide for Property Investors
How judicial foreclosure auctions, association foreclosures, and REO purchases work in Hawaiʻi, including deposits, confirmation, and financing options.
9 min readHow-toHow to Calculate ARV in Hawaiʻi With Thin Comp Data
Learn how to calculate ARV in Hawaiʻi when comparable sales are scarce, including comp selection, adjustments, and worked examples in Pearl City and Hilo.
9 min readHow-toMainland Investors Buying Property in Hawaiʻi: A Guide
What surprises mainland buyers investing in Hawaiʻi real estate: leasehold land, lava zones, STR rules, ag zoning, remote closing, and local financing.
11 min readIsland markets
Oʻahu Fix and Flip Guide: Neighborhoods, Budgets, Exits
A neighborhood-level guide to fix and flip investing on Oʻahu covering budgets, permitting timelines, exit strategy, and hard money financing options.
11 min read · oahuIsland marketsHawaiʻi Island Real Estate Investing Guide for 2026
An investor's guide to Hawaiʻi Island real estate covering Kona, Waikoloa, Hilo, Puna, lava zones, catchment water, ADU rules, and construction financing.
12 min read · big islandIsland marketsKauaʻi Real Estate Investing Guide for 2026 Investors
A Kauaʻi investing guide covering Līhuʻe, Kapaʻa, Princeville, and Poʻipū, the Visitor Destination Area concept, permitting timelines, and ARU rules.
11 min read · kauaiIsland marketsMaui Real Estate Investing Guide for 2026 Investors
A practical guide to investing in Maui real estate, covering Kīhei, Wailuku, Upcountry, West Maui rebuilding, STR rule changes, and financing paths.
11 min read · mauiRules and zoning
Leasehold vs. Fee Simple in Hawaiʻi: An Investor Guide
Understand leasehold vs. fee simple property in Hawaiʻi, lease rent, fee conversion, and how it affects financing so you can underwrite a deal correctly.
10 min readRules and zoningHawaiʻi ADU Rules by County: A Complete Financing Guide
General ADU, ohana, and ARU rules for Honolulu, Maui, Hawaiʻi, and Kauaʻi counties, plus how investors finance and refinance an ADU build in Hawaiʻi.
10 min readRules and zoningHawaiʻi Short-Term Rental Rules for Investors 2026
An overview of short-term rental restrictions across Oʻahu, Maui, Kauaʻi, and Hawaiʻi County, and how these rules change exit strategy for investors.
11 min readFinancing
1031 Exchange Bridge Loans in Hawaiʻi: A Timing Guide
How a bridge loan solves 1031 exchange timing in Hawaiʻi, covering the 45 and 180 day windows, reverse exchanges, and a worked Maui example.
9 min readFinancingHard Money Loan Costs in Hawaiʻi: Rates, Points, Fees
A breakdown of hard money loan costs in Hawaiʻi: interest, points, the retainer, extension fees, and a worked example comparing a flip loan to a bank.
9 min readFinancingHawaiʻi Construction Costs Guide for Investors 2026
A practical breakdown of Hawaiʻi construction costs per square foot, shipping and labor factors, permitting, contingency, and draw-based loan financing.
11 min readFinancingHawaiʻi Hard Money Lender vs Mainland Lender: What Matters
Why local underwriting, inspection, comps, and permitting knowledge matter when choosing a Hawaiʻi hard money lender, plus questions to ask before you sign.
10 min readReady to see your number?
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