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Auction and Foreclosure Loans · Hawaiʻi

Auction and Foreclosure Purchase Loans in Hawaiʻi

Fast capital for courthouse steps, trustee sales and REO purchases.

  • No credit minimum
  • Same-day quote
  • Close in days
  • All six islands
Get My Instant Estimate808-523-2000

The Old King Kalākaua Building · 1407 Kalākaua Avenue, Honolulu · Open 7 days a week by appointment

Step 1 of 4The deal

Get an instant estimate

Which island?
Property type
What do you need the loan for?
Where are you in the deal?

No credit pull. No documents. By continuing you agree to be contacted about your request.

Leverage
Up to 65% of value
Rate
About 12% a year (1% a month), interest only
Term
6 to 12 months
Timing
Pre-approval before the sale
Exit
Renovate and sell, or refinance
Property
Residential and commercial
Overview

Auction and Foreclosure Loans in Hawaiʻi, explained

Hawaiʻi foreclosure auctions require a deposit at the sale and full payment within weeks. Banks cannot meet that timeline. We can. With a pre-approval in hand you know your maximum bid before you arrive.

We also fund REO and short-sale purchases where the seller demands a fast, non-contingent close. We lend at 50% loan-to-value as a standard and go higher when the project justifies it. Interest-only payments at roughly 1% per month. No credit minimum, no W-2s, no bank statements to get a quote.

How it works

How a auction and foreclosure loan works with us

  1. Get pre-approved

    Tell us the property and your maximum bid. We confirm your loan amount before the sale.

  2. Win the bid

    Post the deposit from your funds.

  3. Fund the balance

    We close within the court or bank deadline.

  4. Renovate and exit

    Fix and sell, or refinance and hold.

Island by island

Auction and Foreclosure Loans on every Hawaiian island

Each island has its own comps, permitting cadence and buyer pool. Pick yours for local detail.

OʻahuMauiHawaiʻi IslandKauaʻiMolokaʻiLānaʻi
Related guides

Go deeper

how to

Hawaiʻi Foreclosure Auction Guide for Property Investors

How judicial foreclosure auctions, association foreclosures, and REO purchases work in Hawaiʻi, including deposits, confirmation, and financing options.

9 min read
FAQ

Auction and Foreclosure Loans: questions we hear most

Straight answers. If yours is not here, call 808-523-2000 and talk to a decision maker.

Can you fund before I win the auction?

We issue a pre-approval for a specific property and maximum amount. Funds release after you win and the confirmation period passes.

Do you lend on properties with occupants?

We evaluate case by case. Occupied properties carry eviction timelines that affect the exit.

Also consider

Related loan programs

Hard Money Loans

Asset-based real estate loans funded by a private Honolulu lender. The property qualifies the loan.

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Fix and Flip Loans

Up to 75% of after-repair value and 80% of rehab costs. Buy, renovate, sell, repeat.

Explore

Bridge Loans

Close now, refinance later. Up to 70% LTV while your long-term financing or sale catches up.

Explore

Get a same-day quote on your auction and foreclosure loan

Two minutes. No credit pull, no documents. Get an instant estimate and a same-day quote from a lender that actually closes in Hawaiʻi.

Get My Instant EstimateCall 808-523-2000