Loans for House Flippers in Hawaiʻi
Flipping in Hawaiʻi is a speed game. Inventory is thin, competition is heavy, and the best deals are gone in days. We fund the purchase and the rehab on one loan sized to after-repair value.
- No credit minimum
- Same-day quote
- Close in days
- All six islands
The Old King Kalākaua Building · 1407 Kalākaua Avenue, Honolulu · Open 7 days a week by appointment
What gets in the way
We know what sells on each island, so our ARVs are realistic and our draws are fast.
- Rehab costs higher than mainland
- Contractors that need deposits up front
- ARV appraisals that ignore local comps
- Holding costs during permit delays
ARV-based leverage
Borrow against what the home will be worth, not what you paid.
Fast draws
Inspection and release within days so contractors stay on schedule.
No prepayment penalty
Sell early and pay off without a penalty.
Programs house flippers use most
Hard Money Loans
Asset-based real estate loans funded by a private Honolulu lender. The property qualifies the loan.
ExploreFix and Flip Loans
Up to 75% of after-repair value and 80% of rehab costs. Buy, renovate, sell, repeat.
ExploreAuction and Foreclosure Loans
Fast capital for courthouse steps, trustee sales and REO purchases.
ExploreQuestions investors ask us
Straight answers. If yours is not here, call 808-523-2000 and talk to a decision maker.
Do I need experience to get a flip loan?
No. A solid deal, realistic budget and a qualified contractor can stand in for a track record.
Ready to see your number?
Two minutes. No credit pull, no documents. Get an instant estimate and a same-day quote from a lender that actually closes in Hawaiʻi.