Hawaiʻi Investment Property Loans for Mainland Buyers
Buying in Hawaiʻi from the mainland means dealing with leasehold, lava zones, county permitting and contractors you have never met. We are on the ground, we inspect every property and we close remotely.
- No credit minimum
- Same-day quote
- Close in days
- All six islands
The Old King Kalākaua Building · 1407 Kalākaua Avenue, Honolulu · Open 7 days a week by appointment
What gets in the way
Mainland investors use us to close quickly, then refinance into long-term financing once the property is stabilized.
- Mainland lenders that do not lend in Hawaiʻi
- Unfamiliar property types and rules
- Remote closings
- Contractor and inspection logistics
Local inspection
We visit every property and report what we find.
Remote closing
Sign with a notary anywhere; we record in Hawaiʻi.
Island expertise
Leasehold, lava zones, STR rules and permits explained before you commit.
Programs mainland and out-of-state investors use most
Hard Money Loans
Asset-based real estate loans funded by a private Honolulu lender. The property qualifies the loan.
ExploreFix and Flip Loans
Up to 75% of after-repair value and 80% of rehab costs. Buy, renovate, sell, repeat.
ExploreBridge Loans
Close now, refinance later. Up to 70% LTV while your long-term financing or sale catches up.
ExploreLeasehold Property Loans
We lend on leasehold. Most lenders will not.
ExploreQuestions investors ask us
Straight answers. If yours is not here, call 808-523-2000 and talk to a decision maker.
Can I close from the mainland?
Yes. Documents are signed with a notary in your state and recorded in Hawaiʻi.
Ready to see your number?
Two minutes. No credit pull, no documents. Get an instant estimate and a same-day quote from a lender that actually closes in Hawaiʻi.