Hard Money for Hawaiʻi Real Estate Investors
Whether you are on your first flip or your fiftieth, Hawaiʻi rewards the investor who can move fast. Our loans are built around that: same-day quotes, closings in days, and underwriting based on the deal rather than your tax returns.
- No credit minimum
- Same-day quote
- Close in days
- All six islands
The Old King Kalākaua Building · 1407 Kalākaua Avenue, Honolulu · Open 7 days a week by appointment
What gets in the way
We have been the capital partner for Oʻahu, Maui, Hawaiʻi Island and Kauaʻi investors for more than two decades.
- Losing deals to cash buyers
- Banks that take 45 days and then decline
- Income documentation that does not reflect your real capacity
- Leasehold and unusual properties banks refuse
Close like cash
A pre-approval from us lets you write non-contingent offers with confidence.
Scale with draws
Rehab and construction draws keep your own capital free for the next deal.
Repeat borrower pricing
Investors who close multiple deals with us earn faster approvals and better terms.
Programs real estate investors use most
Fix and Flip Loans
Up to 75% of after-repair value and 80% of rehab costs. Buy, renovate, sell, repeat.
ExploreBridge Loans
Close now, refinance later. Up to 70% LTV while your long-term financing or sale catches up.
ExploreMulti-Family Loans
Duplexes, triplexes, small apartment buildings and value-add rentals.
ExploreCash-Out Refinance
Unlock equity in property you already own to fund your next deal.
ExploreQuestions investors ask us
Straight answers. If yours is not here, call 808-523-2000 and talk to a decision maker.
Do you offer lines of credit for investors?
We offer pre-approvals and repeat borrower programs that function like a facility for active investors.
Ready to see your number?
Two minutes. No credit pull, no documents. Get an instant estimate and a same-day quote from a lender that actually closes in Hawaiʻi.